Stripe Connect
Stripe Connect is Stripe's platform for building marketplaces and platforms that need to move money between multiple parties. It handles the complexity of splitting payments, managing payouts to sellers or service providers, tax reporting, and regulatory compliance across different countries. Examples include platforms like Shopify (paying merchants), Lyft (paying drivers), or freelance marketplaces (paying contractors). For non-technical readers, Stripe Connect solves a specific, complex problem: how to collect money from customers and distribute it to multiple recipients while handling all the legal and financial requirements. Without a solution like Connect, platforms would need to build banking relationships, handle compliance in each country, manage tax forms, and deal with fraud, all requiring significant expertise and resources. Stripe Connect offers different integration models depending on how much control you need. Standard accounts are easiest: sellers onboard directly with Stripe. Express accounts balance simplicity with customisation. Custom accounts give platforms full control over the user experience but require more development work.
Official WebsiteWhen to use Stripe Connect
Use Stripe Connect when building a platform or marketplace where money flows between your business, customers, and third-party sellers or service providers. It's essential when you need to handle payouts to many recipients, split transactions, or manage onboarding and compliance for sellers.
Connect is appropriate for marketplaces, gig economy platforms, SaaS tools that handle client payments on behalf of users, and any business model where you facilitate transactions rather than selling directly.
Why choose Stripe Connect?
Teams choose Stripe Connect because building payment infrastructure for platforms is extraordinarily complex. Connect handles seller onboarding, identity verification, payment routing, payout scheduling, tax reporting, and fraud prevention across 40+ countries. Stripe's reputation, documentation, and developer experience make integration straightforward compared to alternatives. The platform scales from startups to enterprises processing billions.